XRP Time Vault

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XRP Time Vault — scheduled payouts

Your future payments, enforced by the ledger itself — not by a company promise. Lock XRP — or a token you already hold — into on-ledger escrows that release on your schedule. Once created, nobody can touch them early — not you, not us, not anyone. Base plan 10 XRP includes 20 releases (then 0.25 XRP each, max 120).

1. What kind of vault? Savings lock — funds release back into the vault wallet itself (you get the keys). Pay yourself a wage, or lock savings you can't panic-sell. Scheduled payments to someone — releases go to another wallet. Birthday money, allowances, contractor payment plans.

2. The vault wallet Fresh wallet (generated for you — seed phrase handed over after launch) Vanity address — up to 6 characters free with your Time Vault (7–8 char at standard pricing) Reuse one of your wallets (only wallets whose phrase you haven't revealed yet)

3. What gets locked XRP — we fund the vault for you, included in your plan price. A token you already hold — an issued currency (e.g. a project token). You send the full locked amount to the vault wallet yourself once it's provisioned; we can't front a token we don't hold.

4. Amounts & schedule XRP per release Number of releases

First release date Time Timezone

Repeats N =

5. Release message (optional — 2 XRP) Send a message with every release (delivered as an on-ledger memo the recipient sees in their wallet)

Message template

Counter starts at

Click a coloured button to drop a variable into the message — it becomes a single tag (delete removes the whole tag, not letter-by-letter). release # = 1, 2, 3…; counter = a running number you set below (e.g. an age: 30, 31…); counter + suffix adds st/nd/rd/th (30th, 31st…).

6. Emergency unlock (optional) Allow cancelling unreleased escrows back to the vault — but only from a safety date AFTER the final scheduled release (min 24h after). Until then the schedule is absolute.

Leave unticked for a pure commitment: no escape hatch, ever. That's the point of a Time Vault — but for gifts, the hatch protects against the recipient losing their wallet.